"Installments were explained clearly and delivery was on time. The whole process felt professional."
Buy electronics and appliances on easy monthly installments in Lahore
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Frequently Asked Questions
How can I buy electronics on installments in Lahore?
Browse products on the Qistwalay website, choose a monthly installment plan at checkout, and submit your application online or via WhatsApp. After document verification and approval, your order is delivered to your doorstep anywhere in Lahore, usually within 2 to 4 working days.
What documents are required for an installment plan?
You need a valid CNIC copy, a recent utility bill as proof of residence, and income proof such as a salary slip, business letter, or bank statement. Guarantor details may also be requested depending on your profile.
Who is eligible to buy on installments from Qistwalay?
Any Lahore resident with a valid CNIC and verifiable income can apply. Both salaried and self-employed applicants are eligible, with a minimum monthly income of Rs. 30,000 for most installment plans.
Are Qistwalay installment plans interest-free?
Yes. Our installment plans follow Shariah principles with no Riba (interest). You pay a fixed, agreed monthly amount that is disclosed upfront — no hidden charges and no compounding interest.
How much down payment is required?
A down payment of typically 20% to 30% of the product price is required, depending on the product and the installment plan you choose. The exact advance and monthly amount are shown before you confirm your order.
What installment tenures are available?
You can choose 3, 6, 9, or 12-month installment plans based on the product and your monthly budget. Use the installment calculator on any product page to compare monthly amounts.
Which products can I get on monthly installments?
Mobile phones, LED TVs, refrigerators, air conditioners, deep freezers, washing machines, laptops, kitchen appliances, and motorcycles — all brand new, sealed, and sourced from authorized dealers.
How long does verification and approval take?
Initial approval takes 24 to 48 hours after we receive your complete documents, with an easy at-home verification process. You are kept updated via WhatsApp or call at every stage.
Do you deliver across Lahore?
Yes, we deliver to all areas of Lahore including DHA, Model Town, Bahria Town, Johar Town, and Gulberg. Delivery is usually completed within 2 to 4 working days after approval and down payment.
What payment methods can I use for monthly installments?
You can pay your monthly installments via bank transfer, Easypaisa, JazzCash, or cash deposit. A digital receipt is shared for every payment. No credit card is required.
Can I pay off my installments early?
Yes. You can pay multiple installments in advance or settle your full remaining balance early without any penalty. In some cases, an early settlement discount may also be offered.
Do installment products come with a warranty?
Yes. All products carry official manufacturer warranties, typically ranging from 6 months to 3 years depending on the item. Our team can also assist with warranty claims.
No interest. No hidden charges.
Every Qistwalay installment plan follows Shariah principles — you pay only the agreed amount, nothing more.
- Zero Riba (interest)
- Clear, fixed monthly pricing
- Fair and transparent terms












